More than a finance broker a strategic lending partner
Together, we make sense of the complex, create lending solutions that support your ambitions and financial goals, and give you the peace of mind to take the next step with certainty
Understand your potential. Plan your next move.
The gem principles
Clear advice. Polished solutions. Finance that shines.
Gem Finance Brokers is a Brisbane-based firm focused on delivering tailored lending solutions for homeowners, investors, and self-employed clients.
Plan your next step - book a call now to see what’s possible.
We work with clients who want more than a one-size-fits-all solution.
Self-employed
For business owners and self-employed professionals, clarity can often feel out of reach. We take the time to understand your full financial position and create solutions that reflect your reality, helping you move forward with confidence and control.
Property investors
Refinancing
As your circumstances evolve, your existing lending should evolve with you. We help you reassess your position and create a structure that better supports your current goals, future plans, and overall direction.
First home buyers
Get expert advice — step by step
Clear advice. Polished solutions. Finance that shines.
We do the research for you
We compare lenders, rates, and policies to find options that genuinely suit your goals.
We structure your loan strategically
We design a lending structure that supports cash flow, and long-term security.
We manage lenders and paperwork
We liaise with solicitors, banks, and accountants so you don’t need to chase anyone.
We support you beyond settlement
We stay with you long-term, reviewing your loan as your life and goals evolve.
A tailored solution from 40+ leading Australian lenders
More choice so your loan works harder for you.






























Trusted by clients who value clarity and results.
Posted on Dana AlexanderTrustindex verifies that the original source of the review is Google. Bree was so incredibly helpful throughout the whole brokering experience. She never made me feel bad for asking silly questions and helped ease my anxiety during a very stressful time. I will be recommending Bree to all my friends and family!Posted on Shane ScottTrustindex verifies that the original source of the review is Google. We recently refinanced our family home to fund further renovations, and we honestly could not have asked for a better experience than the one Bree from Gem Mortgages provided. From start to finish, Bree’s service was absolutely outstanding. She made what could have been a stressful process feel smooth, straightforward, and completely under control. As a family with three kids, our time is precious — and Bree handled everything with professionalism, efficiency, and genuine care. Her communication was clear, consistent, and reassuring every step of the way. We always felt informed and confident in the decisions we were making. It’s rare to find someone who combines deep knowledge with such a personal touch. We truly can’t express how grateful we are for everything she’s done for our family. Thanks to Bree, we’re now moving forward with our renovations with confidence and excitement. We will be referring her to as many people as we can — and we’ll never need to look for another broker again with Bree around. Thank you so much, Bree!Posted on Dylan O'TooleTrustindex verifies that the original source of the review is Google. Bree is great to deal with - good clear communication and gives transparent feedback about what options you have, as well as breaking everything down so you actually understand the what why and how's of everything. Very approachable and knows her stuff. Everything you want in a broker.Posted on Louise and Jay SoniTrustindex verifies that the original source of the review is Google. We wholeheartedly recommend Bree to anyone seeking a mortgage broker. Her professionalism, knowledge, and supportive nature exceeded our expectations. Thanks to her help, we are now happily settled in our first home—a milestone we could not have achieved without her guidance. If you are looking for someone who will champion your interests and deliver exceptional service, Bree is the mortgage broker you can trust.Posted on Fabio MuredduTrustindex verifies that the original source of the review is Google. Bree is a fantastic mortgage broker! She consistently delivers outstanding service and goes the extra mile to support my clients. If you're looking for a knowledgeable expert - especially for SMSF loans - Bree is the perfect choice!Posted on Erin WalmsleyTrustindex verifies that the original source of the review is Google. From the start of me looking for a place until the end of purchasing my new home, Bree was always there to help me navigate which was the best loan for my financial circumstance. She was professional, efficient, always going beyond to satisfy my queries and concerns. The ease of my house transaction was simple with Bree. She handled all the paperwork and made sure I had everything organised within the given timeframe. I will definitely use Bree in the future for all my mortgage requests. I have already recommended Bree to my family and friends.Posted on Sean JohnstonTrustindex verifies that the original source of the review is Google. Bree was a great resource for our mortgage search and house hunt. She was always happy to help, and provided a lot of guidance throughout the process.Posted on Pam VanderkrukTrustindex verifies that the original source of the review is Google. Bree was fantastic, and we couldn't be happier with the outcome. Our loan situation was quite complicated, but Bree navigated it expertly, ensuring we received the best offer and solution. She was incredibly kind and accommodating, making the entire process feel effortless.
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